Questions On Virgil s The Odyssey - 1009 Words

Week 6 Discussions Virgil 1) Who is Aeneas and where did he come from? - Aeneas is son of Anchises, the prince of Dardaria and Venus, goddess of beauty and love. Aeneas was a Trojan military leader during the Trojan War. Aeneas was also one of the lone survivors after the siege of Troy. After the fall of Troy, Aeneas is divinely lead to Carthage by Juno because she has a grudge against the Trojans. While in Carthage, queen Dido falls deeply in love with Aeneas. Jupiter afraid that Aeneas is abandoning his destiny sends Mercury to order Aeneas to leave Carthage and travel to Italy. Once he arrives in Italy he is visited by his father’s ghost which tells him he needs to travel to the Underworld. Aeneas ends up going to the Underworld to†¦show more content†¦See how Mars’s twin plumes stand on his crest, and his father marks him out for the world above with his own emblems? Behold, my son, under his command glorious Rome will match earth’s power and heaven’s will, and encircle seven hills with a single wall, happy in he r race of men†¦Ã¢â‚¬  (Virgil VI. 778-783) Romulus will become the first king of Rome. Romulus will end up setting the foundation and lineage for the upcoming Roman Republic. - Augustus Caesar: According to Kline’s translation, Virgil introduces Augustus Creaser in verse 791, â€Å"This is the man, this is him, whom you so often hear promised you, Augustus Caesar, son of the Deified, who will make a Golden Age again in the fields where Saturn once reigned, and extend the empire beyond the Libyans and the Indians†¦Ã¢â‚¬  (Virgil VI.791-795) Virgil in this passage introduces Augustus Caesar and tells us of his great expansion of territory during his reign. - Julius Caesar and Pompey: According to Kline, Virgil introduces two prominent players in the future construction of the Roman Empire in verse 826, â€Å"But those others, you can discern, shining in matching armour, souls in harmony now, while they are cloaked in darkness, ah, if they reach the light of the living, what civil war what battle and slaughter, they’ll cause, Julius Caesar, the father-in-law, down from the Alpine ramparts, from

Essay On Stem Cell Transplants - 1130 Words

Hematopoietic stem cell transplants (HSCT) are used in a clinical setting to treat many disorders including, leukemia, lymphoma, aplastic anemia, and multiple myeloma. HSCT work by replacing damaged or infective bone marrow. The new stem cells travel to the bone marrow and can produce new, healthy cells. This can mean a new beginning or a second chance at life for many people receiving HSCT. While there can be several benefits of receiving a HSCT, there are serious complications to consider. Complications include thrombolytic events, infections, hepatic sinusoidal occlusive syndrome (formerly known as veno-occlusive disease and will be abbreviated in this paper as VOD/SOS), renal failure, graft-verse-host-disease, possible relapse and†¦show more content†¦Although some of these factors cannot be modified, awareness of risk factors and careful assessments of these patients can help decreases severity of VOD/SOS. Diagnosis Currently, there are three methods to diagnose VOD/SOS. The gold standard is through a histological liver biopsy (Sosa, 2014). However, there are many risks for the procedure, most patients are immunocompromised and thrombocytopenic post-transplant, therefore a biopsy may not be the safest method of treatment. According to Sosa (2014), criteria for diagnoses are usually based on the Seattle criteria, developed by McDonald in 1984 and the Baltimore criteria, developed by Jones in 1987. These criteria have been used for clinical practice and research for over three decades. McDonald et al. developed the Seattle criteria and diagnosed VOD/SOS based on the two or more of these conditions occurring within 20 days post-transplant: serum bilirubin greater than 2 mg/dL, enlarged liver or right upper quadrant pain and sudden weight gain of 2% or more from baseline, jaundice or ascites. Jones et al. (1987), using the Baltimore method, characterized VOD/SOS as serum bilirubin 2 mg/dL within 2 1 days post-transplant, 2 more of the following: hepatomegaly, ascites and 5% or greater weight gain. Sosa (2014), suggests that â€Å"an accurate diagnosis canShow MoreRelatedResearch Essay : Stem Cell Research961 Words   |  4 PagesResearch Essay Erica Ford In recent years, there has been a lot more talk about stem cell research than ever before. The idea of stem cells arose in the 1960 s, with the first successful bone marrow transplant in 1968. Now, stem cell research is a widely known topic in biotechnology and shows a substantial amount of scientific promise. The future of stem cell research and the impact it could have follows with many questions on people s minds, as well the simple curiosity of what stem cellsRead More Stem Cell Therapy for Diabetes Essay1151 Words   |  5 PagesDiabetes, or fully named Diabetes Mellitus is when a person has high blood sugar and that is cause by the lack of insulin produced by the pancreas or it is when the cells do not respond to the insulin produced, it is also according to the type of diabetes that the cause may be different from others. There are two types of diabetes, type 1 and 2. Type 2 diabetes is mostly common found in adults, to reduce the glucose level, the subject can change diet or have a lot of exercise or if that doesn’t workRead MoreParkinson s Disease As A Medical Condition1437 Words   |  6 Pagesliterature. It wasn’t until 1817 that a London doctor, named James Parkinson, wrote a detailed medical essay on this disease. This essay established Parkinson’s disease as a recognized medical condition. He based the essay off of six cases he had observed previously and hoped that it would encourage others to study the disease. No such research was performed until finally, sixty years after Parkinson’s essay was published, a French neurologist named Jean Charcot studied the disease and was the first toRead MorePersuasive Essay : Stem Cell Research1489 Words   |  6 PagesPersuasive Essay Stem Cell research and its funding have caused a lot of controversy throughout the past years. Stem cells are cells that are present in all living organisms. These cells have the potential to grow into any type of cell, including blood cells, nerves, muscles, and pancreatic cells. Stem cell research is essential because of the beneficial aspects it has to offer. Stem cells could potentially treat conditions such as Alzheimer s, Parkinson s, birth defects, strokes, Diabetes, cancerRead MoreThe Work Of Living With A Rare Cancer : Multiple Myeloma1482 Words   |  6 Pageslife-threatening cancer that affects the white blood cells known as plasma cells that are found in the soft, spongy tissue at the center of the bones, called bone marrow. The plasma cells are useful in fighting infections by producing antibodies that recognize and attack germs. The plasma cells are transformed into malignant myeloma cells when there are high levels of M proteins or better known as the production of ab normal antibodies from a result of myeloma cells. These M proteins multiple and block out normallyRead MoreThe Pros and Cons of Xenotransplantation: Organ Donations1073 Words   |  5 Pagesneed them because of new and old health issues. The worldwide demand for organs far surpasses the supply. A study done by the United Network for Organ Sharing in 2004 found that over one hundred thousand patients could have benefited from an organ transplant but only twenty-nine thousand were available. In the United States alone seventeen patients die each and every day while on the waiting list to receive a donor organ. Scientists have been trying to find a solution for the lack of donated organsRead MoreEssay about Alternatives to Human-embryo Stem-cell Research1145 Words   |  5 PagesHuman-embryo Stem-cell Research      Ã‚   This essay counters the media and many scientists claims that there are no viable alternatives to human-embryo stem-cell research (ESCR).    The media restate the claim (made repeatedly in NIH documents) that adult stem cells do not have the same potential as embryonic stem cells, which in theory can form any tissue. But studies done with adult stem cells (studies which mirror the ones done with embryonic stem cells) show that adult stem cells do haveRead MoreChronic Myeloid Leukaemi Symptoms And Treatment795 Words   |  4 PagesPhiladelphia chromosome, or Ph1. Therefore, this fusion gene mutation affects the maturation and differentiation of the haematopoietic cells (Ciesla 2007, pp. 189). However the introduction of a BCR-ALB particular tyrosine kinase inhibitor, Imatinib has significantly enhanced the survival rate of the patient with chronic myeloid leukaemia (Hochhaus, et al.2015). This essay will briefly describe the diagnosis, treatment and future strategies for chronic myeloid leukaemia. Diagnosis of chronic myeloidRead MoreStem Cells Essay1699 Words   |  7 Pageshas provided us with a hope for these diseases. This essay will address the issue of controversial research in stem cells. This technology offers hope to millions who are victims of a multitude of diseases and disorders. It can be used to regrow limbs, create organs, attack genetic diseases, treat malfunctioning bladders, etc. However, this same technology is also one of the most controversial debates in science today. If you type â€Å"stem cells research† into your Google search bar, you will most likelyRead More Embryonic vs. Adult Stem Cells in Research Essay1615 Words   |  7 PagesEmbryonic vs. Adult Stem Cells in Research    Why is the mainstream media significantly downplaying exciting scientific discoveries with adult stem cells? This essay hopes to adequately answer that question. Heres the scoop: As originally reported late last year in the medical journal Blood, Dr. Catherine M. Verfaillie and other researchers at the Stem Cell Institute, University of Minnesota, have discovered a way to coax an adult cell found in the bone marrow to exhibit many of the attributes

Recreation Facility Management Design Development

Question: Discuss about the Recreation Facility Management for Design Development. Answer: Introduction Facility management is the act of managing the unskilled labor surroundings with the individuals and roles of an entity. (Atkin Brooks 2009). International Facility Management Association (IFMA) defines it as an entity that joins together the values of business management, planning, and the social and industrial disciplines that are important for organizational development that results to a realization of organizations set objectives. Traditionally facility management has been provided in- house by a facility manager, corporate services department depending on the size of the firm. There are various types of facility management that some include; Reactive maintenance that is mainly associated with failure and has few consequences. Its not expensive and thus related to maintenance of equipment with low cost. Example, lighting bulbs. Preventive maintenance that is associated with equipment with a slightly high cost of failure compared to that of reactive maintenance. Though better, it results to wasted labor due to its ineffective maintenance that is time-based. Predictive maintenance involves monitoring of the equipment to enhance maintenance that is based on the actual condition of the building equipment. Its expensive to access and to maintain and thus used in industrial settings. This type of maintenance is better compared to the other two and though expensive, technology advancement has made it easier for even average builders to access it. Proactive maintenance is the optimal combination of reactive, preventive and predictive making the organization building departments spend less. In Singapore,( Cotts, Roper Payant 2010) facility management is key and is controlled by experienced managers who provide effective and efficient operations plan that has been clearly observed in developing key companies. Organization: Lucasfilms Limited Lucasfilms is an animation company based in Singapore operating as a digital animation studio. The company produces digital animated contents including films, television and games. Founded in 2004, Lucasfilm animation company Singapore B.V is a subsidiary of Lucasfilms limited. It is the best studio known for the creation and production of Star Wars and Indiana Jones franchises and is also a known leading firm in the development of special effects, sounds as animation for filming purposes. Being a production company, its premises needs the best facility management for the purpose of safety and secured working environment. Steve Jobs Building in Singapore has greatly improved and has been managed by a well versed facility management agency. Its current building in Singapore is a reflection of a building best managed. Its the main building from where top management activities of Lucasfilms are carried out. This building has developed with time a transition that has been in line with facility management requirements carried out by experienced facility management professionals who obtain and plan for a series of outsourced contracts. Since the company was started in 2004, the building have improved in phases a factor that has been important to the companys growth and development. How and what the facilities management contributes to the organizations facility operations Facility management soft and hard services provided by its professionals to the organization enhances organizations facility operations. Some of these services include; Provision of building fabric maintenance. Organizations external appearance is very important also to enhance its operations. The outward look gives an image of the type of organization functionalism to their target population or rather the clients. Security is also a key factor provided by facility management to the organization. This is very important to ensure that protection of both the organization equipments, service providers and the customers is well enhanced. It also ensures a safe and effective environment in which it operates. Decoration and refurbishment services by the facility management are important to enhance the organization's appearance and ensure its maintenance. Cleaning services by the facility management professionals are very important to ensure high level of tidiness in organizations operations. Lift and escalator maintenance is also important in organizations operations in order to ensure required movements by both service providers and clients are as expected. Monitoring and evaluation of the organization's developments. This involves a team of facility management technicians to run a high-risk operation for maintenance of the various technical equipment of the company. How the improvement lead to safer environment Steve Jobs Building is a reflection of how facility improvement can develop a viable and healthy environment where there is a use of low energy and a resource-efficient workplace causing minimal interference on the environment (Rondeau, Brown Lapides, 2006) The building has a dual glazed facade, a glass faced system that has two layers of glass spaced b air between the layers. The faade is formed in a manner that reduces the intensity of the solar heat transfer from outside the building into the facility. Through the reduction of the solar heat transfer, the capacity will be reduced accordingly that will lead to the energy usage for cooling be more efficient as compared to the building with single faade. The building also has been improved in terms of the ventilation where the VRV air conditioning system is being used. The system is an intelligent air conditioning system that is capable of sustaining more than 10nyears of operation. The building also uses the DC inverter technology alongside with the compressor that allows the entire facility to achieve a high energy saving in the AC Company. The AC system is the pioneer option of many modern buildings around the world. Another improvement is with the use of the T5 lighting, a green solution that offers real sustainable advantage of high outputs and efficiency as well as long life that leads to a long-term energy saving environment (Wiggins, 2010). How the improvement make the building and surrounding secured The architectural design of the modern Steve Jobs Building was so considerate of the security both within and outside the building. During the design of the current facility, there were provisions for security cameras that aimed at manning the entire building to ensure all the movement in and out of the facility is under surveillance all time round (Mahdjoubi, Brebbia, Laing, 2015). The cameras also help to ensure no persons armed are allowed into the building as there are specific spots in the entry points where the cameras are used to scan the luggage and the persons entering. The cameras are also to ensure the building is not compromised by any illegal acts or any unethical acts within that might lead to harmful outcomes for the people in the building (Talamo Bonanomi 2016). The surrounding of the building has been designed in a manner that the control rooms can man the building day and night to be sure the building has no weird or dangerous activities that might lead to severe consequences or that might lead to people getting harmed. The parking lot surrounding the facility has been set up in a manner that congestion is minimal regardless of the number of vehicles in the parking. The setup of the parking is also under 24 hours surveillance to ensure all the vehicles around are safe and secured. There is a pavement set for people coming in and out of the building specifically to ensure they are not in contact with any machinery on the roads including the heavy commercial vehicles accessing the facility. How the improvement make the building more functional Improved security measures by use of security cameras within and outside the building ensure easy coordination of activities since both service providers and the clients and other people outside the building are free of harm. Insecurity is a major threat to many underdeveloped organizations and so with security well enhanced, growth and development are highly assured (Great Britain. 2007). Use of lifts and escalators as a means of movement also helps in saving time used in moving from one place to the other. This is very important as saved time can be used in improving production that is important to the organization. Ample parking for both service providers and clients vehicles ensures efficient coordination of activities within and outside the building as there is no conflict that may arise due to limited parking space. Improved pavements outside the building that are used in moving in and out of the building are important to help reduce congestion hence making it easy to control m ovement of people getting in and out with conflict. How the improvement make the building more Pleasants Positive customer outcome. Increased rates of production as a result of massive consumption of goods has been as a result of efficient and effective coordination resulting to improved organization-customer relationship. Improved security measures also have expressed the building as one of the most secure places for people to easily move in and out without fear of any harm coming to them. This helps in increasing the organization's input rate thus putting the building on the sport as a good business layout site (Mallory-Hill, Preiser Watson, 2012). Reduced conflict among the building activities also has been important to help enhance peace among all parties involved. A good view of the building due to its enhancing building fabric maintenance has showcased it as a revealing site with clear objectives that attracts more people hence a positive site of production. Cameras that are strategically set within and outside the building to ensure no illegal deals that are carried out without a trace have laid a picture of patriotic business site that is fair for all deals. Conclusion Facility management is an important element in supporting organizations in carrying out development activities as well as its other essential dealings. By providing an efficient, effective, and safe environment in which an organization operates. Applying the five service delivery models (in-house, out-tasked, outsourced managing agent and contractor and total facility management) facility management proves to be a managing agent and key in all organizational development. Ranging from improved security measures, building maintenance, cleaning among other services, facility management should be enhanced in all organizations that are set to develop massively. Recommendation The building will need an emergency exit for both people and vehicles that will be used in cases where the normal entries and exits have been compromised. These should be accompanied by visual and audio systems to direct people and vehicles during these times. The building also needs more equipment and human resources to aid in the manning of security. The capacity of the building and the complexity of the facility calls for more security measures to be put in place. The Steve Jobs Building is a construction that has been through critical facility management that has made it one of the best buildings that have been improved from their ancient models. The building is more secure and advanced and needs just a little adjustment to enhance its already existing unique and complex nature. Reference Atkin, B., Brooks, A. (2009). Total facilities management. Chichester, U.K: Wiley-Blackwell. Cotts, D. G., Roper, K. O., Payant, R. P. (2010). The facility management handbook. New York: American Management Association. Great Britain. (2007). Building for the future: Sustainable construction and refurbishment on the government estate. London: Stationery Office. Mahdjoubi, L., Brebbia, C. A., Laing, R. (2015). Building information modelling (BIM) in design, construction and operations. International Conference on Building Information Modelling (BIM) in Design, Construction and Operations, Mull, R. F., Beggs, B. A., Renneisen, M. (2009). Recreation facility management: Design, development, operations, and utilization. Champaign, IL: Human Kinetics. Mallory-Hill, S., Preiser, W. F. E., Watson, C. (2012). Enhancing building performance. Chichester, West Sussex: Wiley-Blackwell. Rondeau, E. P., Brown, R. K., Lapides, P. D. (2006). Facility management. Hoboken, N.J: John Wiley Sons. Talamo, C., Bonanomi, M. (2016). Knowledge management and information tools for building maintenance and facility management. Cham : Springer Wiggins, J. M. (2010). Facilities manager's desk reference. Chichester, West Sussex, UK: Blackwell.

You Say You Want a Revolution Essays - Philosophy,

You Say You Want a Revolution Brainstorm: What do you already know about this topic? French have to pay for the war to Great Britain. The phrase life liberty and property John Locke - An Enlightenment thinker Preview : Scan entire reading and answer the following 1 ) What's this about? It is about French Revolution and the idea of liberty 2) What's this about? I see three pictures in the article. The first one is something like a protest taking place, second one is like a guy arguing in a court and the third one is like a protest done by women. 3) What did it make me think? It made me think about the government and why did they let the revolution to happen? Visual Analysis : Using the image on the page complete an I 3 chart . I See buildings, people, soldiers, women, man, guns, smoke and cannon. I think it's some kind of protest between the common people and the king or the government. I wonder why are they firing? I wonder why are they protesting? I wonder where is that smoke coming from? I wonder why there are women protesting? Important things Terms - French revolution, John Locke, Enlightenment, Life, Liberty and property, Taxes and War. Notes The idea of liberty was best articulated by the English philosopher John Locke (1632-1704). For Locke, the idea of popular sovereignty fit with his belief that "All people have the natural rights of life, liberty, and property. According to Locke, "If the government fails in its duty to protect those rights, then the people have the right to overthrow the government, by force if necessary." Many historians point to the Seven Years' War in Europe (known as the French and Indian War in North America) as a leading cause for creating the conditions necessary for revolutions to begin on both sides of the Atlantic. Important People John Locke PatrickHenry FatherHidalgo SunYat-sen -18538883100089 Theidea of liberty, once unleashed, became a global force that inspired people first on bothsides of the Atlantic Ocean, and then throughout the world. By the mid-nineteenth century,people throughout Europe and the Americas were demanding liberty from oppressiverule.00 Theidea of liberty, once unleashed, became a global force that inspired people first on bothsides of the Atlantic Ocean, and then throughout the world. By the mid-nineteenth century,people throughout Europe and the Americas were demanding liberty from oppressiverule.37960303918954001361138391690700center47562452927170241539836834842854240 John Locke Theidea of liberty was best articulated by the English philosopher John Locke (1632-1704). For Locke, the idea of popular sovereignty fitwithhis belief that"Allpeoplehave the natural rights of life, liberty, and property."00 John Locke Theidea of liberty was best articulated by the English philosopher John Locke (1632-1704). For Locke, the idea of popular sovereignty fitwithhis belief that"Allpeoplehave the natural rights of life, liberty, and property."1146414-1364774 Atlantic World Many historians point to the Seven Years' War in Europe (known as the French and Indian War inNorthAmerica)asaleadingcause for creating the conditions necessary for revolutions to begin on bothsides of the Atlantic.00 Atlantic World Many historians point to the Seven Years' War in Europe (known as the French and Indian War inNorthAmerica)asaleadingcause for creating the conditions necessary for revolutions to begin on bothsides of the Atlantic.19547673012317 Revolution00 Revolution11016875025420 France The French people were also being forced to pay for France's debts from the Seven YearsWar, and her support of the Americans in their revolutionagainstBritain00 France The French people were also being forced to pay for France's debts from the Seven YearsWar, and her support of the Americans in their revolutionagainstBritain

How Teachers Build Great Relationships With Students

How Teachers Build Great Relationships With Students The best teachers are capable of maximizing the learning potential of each student in their class. They understand that the key to unlocking student potential is by developing positive, respectful relationships with their students beginning on the first day of the school year. Building a trusting relationship with your students can be both challenging and time-consuming. Great teachers become masters at it in time. They will tell you that developing solid relationships with your students is paramount in fostering academic success. It is essential that you earn your students’ trust early on in the year. A trusting classroom with mutual respect is a thriving classroom complete with active, engaging learning opportunities. Some teachers are more natural at building and sustaining positive relationships with their students than others. However, most teachers can overcome a deficiency in this area by implementing a few simple strategies into their classroom on a daily basis. Here are some strategies to try. Provide Structure Most kids respond positively to having structure in their classroom. It makes them feel safe and leads to increased learning. Teachers who lack structure not only lose valuable instructional time but often never gain the respect of their students. It is essential that teachers set the tone early by establishing clear expectations and practicing class procedures. It is equally critical that students see that you follow through when boundaries are overstepped. Finally, a structured classroom is one with minimal downtime. Each day should be loaded with engaging learning activities with little to no downtime. Teach With Enthusiasm and Passion   Students will respond positively when a teacher is enthusiastic and passionate about the content she is teaching. Excitement is contagious. When a teacher introduces new content enthusiastically, students will buy in. They will get just as excited as the teacher, thus translating to increased learning. Exuberance will rub off on the students in your classroom when you are passionate about the content you teach. If you are not excited, why should your students be excited? Have a Positive Attitude Everyone has terrible days including teachers. Everyone goes through personal trials that can be difficult to handle. It is essential that your personal issues do not interfere with your ability to teach. Teachers should approach their class each day with a positive attitude. Positivity is transcending. If the teacher is positive, the students will generally be positive. No one likes to be around someone who is always negative. Students will in time resent a teacher who is always negative. However, they will run through a wall for a teacher is positive and continuously offering praise. Incorporate Humor into Lessons Teaching and learning should not be boring. Most people love to laugh. Teachers should incorporate humor into their daily lessons. This may involve sharing an appropriate joke related to the content you will be teaching that day. It may be getting into character and donning a silly costume for a lesson. It may be laughing at yourself when you make a silly mistake. Humor comes in several forms and students will respond to it. They will enjoy coming to your class because they love to laugh and learn. Make Learning Fun Learning should be fun and exciting. Nobody wants to spend time in a classroom where lecturing and note-taking are the norms. Students love creative, engaging lessons that grab their attention and allow them to take ownership of the learning process. Students enjoy hands-on, kinesthetic learning activities where they can learn by doing. They are enthusiastic about technology-based lessons that are both active and visual. Use Student Interests to Your Advantage Every student has a passion for something. Teachers should use these interests and passions to their advantage by incorporating them into their lessons. Student surveys are a fantastic way to measure these interests. Once you know what your class is interested in, you have to find creative ways to integrate it into your lessons. Teachers who take the time to do this will see increased participation, higher involvement and an overall increase in learning. Students will appreciate the extra effort you have made to include their interest in the learning process. Incorporate Story Telling into Lessons   Everyone loves a compelling story. Stories allow students to make real-life connections to the concepts that they are learning. Telling stories to introduce or reinforce concepts bring those concepts to life. It takes the monotony out of learning rote facts. It keeps students interested in learning. It is especially powerful when you can tell a personal story related to a concept being taught. A good story will allow students to make connections that they may not have made otherwise. Show an Interest in Their Lives Outside of School Your students have lives away from your classroom. Talk to them about their interests and extracurricular activities that they participate in. Take an interest in their interests even if you do not share the same passion. Attend a few ball games or extracurricular activities to show your support. Encourage your students to take their passions and interests and turn them into a career. Finally, be considerate when assigning homework. Think about the extracurricular activities occurring on that particular day and try not to overburden your students. Treat Them With Respect Your students will never respect you if you do not respect them. You should never yell, use sarcasm, single a student out, or attempt to embarrass them. Those things will lead to a loss of respect from the entire class. Teachers should handle situations professionally. You should deal with problems individually, in a respectful, yet direct and authoritative manner. Teachers must treat each student the same. You cannot play favorites. The same set of rules must apply to all students. It is also vital that a teacher is fair and consistent when dealing with students. Go the Extra Mile Some students need teachers who will go that extra mile to ensure that they are successful. Some teachers provide extra tutoring on their own time before and/or after school for struggling students. They put together extra work packets, communicate with parents more frequently and take a genuine interest in the well-being of the student. Going the extra mile may mean donating clothing, shoes, food or other household goods that a family needs to survive. It may be continuing to work with a student even after he is no longer in your classroom. It is about recognizing and assisting in meeting student needs inside and outside of the classroom.

What to Do When Your Green Card is Lost in the Mail

What to Do When Your Green Card is Lost in the Mail You aced your interview and received a note saying that youve been approved for permanent residence and your green card has been mailed. But now its a month later and you still havent received your green card. What do you do? If your green card has been lost in the mail, you will need to apply for a replacement card. This sounds simple, if a bit of a pain, until you learn that you may also have to pay another filing fee for the application and biometrics (rates can vary). This fee is in addition to what you paid for the initial green card application. Its enough to push even the most patient person over the edge. The rule is, if you do not receive the green card in the mail and USCIS mailed it to the address you provided but the card isnt returned to USCIS, then you must pay the full filing fee. (You can read this on the I-90 instructions, What is the Filing Fee?) If the undelivered card is returned to USCIS, you still need to file for a replacement card but the filing fee is waived. Here are some tips to consider when your green card is lost in the mail. Make Sure Youve Been Approved Sounds silly, but you want to be sure that youve actually been approved before you start rattling any cages. Have you received the approval letter or email? Has the card been mailed out? If you cant confirm this with the information you have, make an Infopass appointment at your local field office to find out the details. Wait 30 Days USCIS advises that you wait 30 days before assuming the card has been lost in the mail. This allows for time for the card to be mailed and returned to USCIS if undeliverable. Check With Your Post Office The Post Office is supposed to return the undelivered card to USCIS but just in case they havent, go to your local USPS office and ask if they have any undelivered mail in your name. Make an Infopass Appointment Even if you verified the details with by calling the 1-800 number for the National Customer Service Center, Id suggest double-checking the information at your local field office. Make an Infopass appointment and have them verify the address that the card was sent to and the date it was mailed. If the USCIS officer can confirm that it was sent to the correct address, its been more than 30 days since the card was mailed and the card has not been returned to USCIS, its time to move on. Contact Your Congressperson If youre lucky, your local Congressperson will agree with you that paying an additional fee for a replacement card is absurd, and offer to work with you to help USCIS see it in the same way. Ive read a few success stories from people in the same situation; it all depends on who you get. Find your House or Senate representative to learn how best to contact them. Most district offices will have caseworkers who help with federal agency problems. There is no guarantee that they will get the fees waived for you, but it has helped some people so its worth a try. File I-90 Application to Replace Permanent Resident Card Whether or not the card has been returned to USCIS, the only way to get a new card is to file Form I-90 Application to Replace Permanent Resident Card. If you need confirmation of your status to work or travel while its processing, make an Infopass appointment to get a temporary I-551 stamp until your new card arrives.

Inflation Essay Example | Topics and Well Written Essays - 1750 words

Inflation - Essay Example It’s a change expressed in percentage and compared over a time period. Economists have defined inflation as the sustained general increase in the price of goods and services1. When the prices goes up more money can only pay for fewer goods and services and the currency is said to have lost its purchasing power as the medium of exchange as well as the unit of account in an economy. When the prices goes up the situation is said to be price inflation while the money is in large supply the situation is referred to as monetary inflation2. Several other concepts are related to inflation such as deflation which refers to a fall in the price levels generally while disinflation refers to a rate decrease in inflation while hyperinflation is when the price increase is beyond control3. A general belief among economist is that inflation is caused by excess money supply in the economy which pushes demand for both goods and services. The measure of inflation is done through rating the increase in prices over a specified period of time. Inflation rate is expressed as a percentage and is calculated by working out the change in the price index and more so the consumer price index4. The price index on itself cannot give the rate of inflation but it becomes useful when calculating the inflation rate. This rate is the percentage change rate of price index over a period of time. To calculate the inflation rate the formula below is used The widely used examples of indices to calculated inflation include consumer price index (CPI) which measures change in prices of goods and services (in a fixed basket) purchased by a consumer5. This fixed basket has goods and services put together and are representative of the economy. The producer price index measures price change on average as received by domestic producers. It measures the price paid by producers. It differs from the CPIs in that

Pair-wise Sequencing Alignment Math Problem Example | Topics and Well Written Essays - 1750 words

Pair-wise Sequencing Alignment - Math Problem Example Answer = 0.0 1.e. Are there any other results having the same E-value? If so, how many? Answer = Yes, 19others 1.f. What is the Max score for the top BLASTN search result? Answer = 4693 1.g. What is the Total score for the top BLASTN search result? Answer = 4693 1.h. What is the Query coverage for the top BLASTN search result? Answer = 100% 1.i What is the Max ident for the top BLASTN search result? Answer = 100% 1.j Are there any other results compared to the top BLASTN search result that have the same E-value, same Max score, same Query coverage, same Max ident, same Total score? If so, how many? Answer = Yes, 1 other 2. Using the sequence provided at the bottom of this document, Perform BLASTX using Database option set to "Reference proteins (refseq_protein)". Keep all other settings and parameters at the default value. 2.a. How many Blast Hits do you get for the sequence? Answer = 1 2.b. What is the sequence most similar to? Provide the Sequence Accession as your answer. Answer = XP_003433170.1 2.c. ... Answer = 58% 2.g. When you inspect the first alignment for the top BLASTX search result, what is the % Gap listed? Answer = 6% 2.h. When you inspect the first alignment for the top BLASTX search result, what is the Frame indicated? Answer = -1 Sequence to use: >

The Origin Of Money And Banking Essay Example for Free

The Origin Of Money And Banking Essay Origin of Money. Origin of Banking Money did not develop spontaneously at the same time across the world. It has evolved and developed gradually over the past 5,000 years   till it develops into the various forms in which we now know it today. It has assumed different unfamiliar shapes, structures, recognized in certain objects   in whatever communities where it had been used as a medium of exchange before transforming into the present universally acceptable coins, bank notes, and now the â€Å"cashless society† where credits can be accessed with mere presentation of plastic cards, or use of telephone to obtain money from a bank. Indeed the origin of money and banking had come a long way, and this is exactly what this paper is out to explore. According t, Gly Davies, (2002),   Money originated very largely from non-economic causes: from tribute as well as from trade, from blood-money and bride-money as well as from barter, from ceremonial and religious rites as well as from commerce, from ostentatious ornamentation as well as from acting as the common drudge between economic men.   [1] The barter system is the system that has sustained mankind before the evolution of money. But this was discarded because of its complexities and inconveniences.   So the use of money developed out of deeply rooted needs for a more convinient medium of exchange and to some extent customs; the clumsiness of barter provided an economic impulse but that was not the primary factor. The evolution of money had seen it taken different nature, various forms of tools and objects. For example, various precious metals had been accepted and used as money in primitive communities, Also, cowrie shells obtained in some island in the Indian Ocean. In the words of Davies (2002) quoted above, . So important a role did the cowrie play as money in ancient China that its pictograph was adopted in their written language for money.[2] Even in most communities in West Africa used this medium of currency until the recent times. In Nigeria, the cowrie was in use till even the recent decades. Also in China, disc shaped stones were used, and this is known as yap. In variuos other communities in objects like sheep, goat, cattle, manillas, and whale teeth were once used as money. China and some European countries had also produced metal coins in some other forms of objects like spade, hoe, and knives, and they had long been accepted as currencies in their communities. Most archeologies suggested that coins and metal money evolved at the end of the second millenium. The same time that the European coins evolved too. The ancient Greeks used iron nails as coins. Even Julius Ceasar had to taunt the primitive Britons as backward for using sword blades as coins. The invention and modernization of money makes trading and commerce easier. With money, all prices can be expressed in the same way, in terms of how much money is needed to buy the product. The unit of money becomes the measuring stick of value, or what economists call the standard of value. With money, making choices, becomes easier. ORIGIN OF BANKING. According to the account of   Benjamin Bromberg, (1942), he traced the origin of banking to ancient Babylon, in the city of Mesopotamia, where the royal palaces and temples provided safety and security for keeping grains and other commodities. Receipts were issued for all such goods deposited. Even private houses got involved in such banking operations that laws regulating their activities was included in code of Hammurabi.[3] Also, in Egypt, the centralization of state warehouses also led to a ststem of banking. In the view of morris Jatrow (1911), It is believed that the temple is the first bank in the whole world. It has noble existence for about four thousand years. However, its exact financial record did not date beyound the reign of Sabuis (1884-1831)[4] The kept record of payment of tithes, and every revenue from other cities. [1] Davies, Gly . History of Money. From the Ancient Times to the Present Day. Cardif: University of Wales Press. 2002. Pp. 36. [2] Ibid. Pp 36. [3]Benjamin Bromberg,   The Origin of Banking: Religious Finance in Babylonia. The Journal of Economic History, Vol. 2, No. 1 (May, 1942), pp. 77 [4] Jastrow Morris, Aspects of Religious Believe and Practice in Babylonia and Assyria. New York: Princeton Publishers. 1911. Pp 277.

Symbols of Alienation and Loneliness Essay -- Literary Analysis, John

Symbols of Loneliness and Alienation According to DiYanni, Symbols in fiction are simply objects, actions, or even events that convey meaning. The meaning they convey extends beyond their literal significance, beyond their more obvious actual reason for being included in the story (Literature 95). In â€Å"The Chrysanthemums,† John Steinbeck reveals the theme of loneliness and alienation of a woman from her husband through his symbolic use of a realistic setting, character, tinker, chrysanthemums, and conversations. In â€Å"The Chrysanthemums,† Steinbeck paints a vivid picture of Salinas Valley’s landscape and climate to reflect the gloomy mood of the main character Elisa. The introduction of the story conveys a disturbing separation of Salina Valley from the rest of the world. Just as â€Å"the high grey-flannel fog of winter [closes] off Salinas Valley from †¦ the rest of the world† so is Elisa isolated from Harry. Similarly, the â€Å"fog and rain† foreshadows the estranged relationship that exists between Elisa and Harry (Steinbeck 192). Elisa is a thirty-five year old â€Å"handsome† wife who lives on a ranch with her husband Harry. At the beginning of the story, little interaction is demonstrated between the couple, except for glances Elisa casts â€Å"across the yard [to see] Henry, her husband, [talk] to two men in business suits† he is trying to sell some property to without the knowledge of his wife (193). It is evident Elisa feels lonely so she channels all her time, energy and love towards raising her â€Å"chrysanthemums† in her â€Å"wire fence† garden. Not only does the â€Å"wire fence† protect Elisa’s â€Å"flower garden† from â€Å"cattle and dogs and chicken† but it also serves as a barrier between Elisa and Harry and removes every opportunity from the couple to... ...o be opened for any eventualities. And for Elisa every lingering hope for a passionate and nurturing relationship with Harry is a fiasco as she realizes that the â€Å"glowing† the â€Å"tinker† leaves behind is just a figment of her imagination. Her inner passion may never be released around Harry but will be â€Å"strong† in her garden as she pours it all out on her â€Å"chrysanthemums† (197). So she requests for a â€Å"wine† in a tone that is devoid of affection between the couple. Elisa probably hopes that when she wakes up after the drink wears off everything will be a dream. Indeed John Steinbeck’s â€Å"Chrysanthemums† is a symbolic demonstration of the loneliness and alienation that continues to plague many relationships leading to unsatisfied marriages. By using a realistic setting and typical characters Steinbeck makes the story relevant to many generations to come.

Literary devices used in “A Portrait of the Artist as a Young Man” Essay

Joyce has used the name Daedalus as a literary vehicle to give the reader a sense of deeper understanding about Stephen as a character in â€Å"A Portrait of the Artist as a Young Man â€Å". There is a link between Stephen Dedalus and the Greek mythological figure Daedalus and this becomes apparent to Stephen when he hears his friends say his name in Greek. When Stephen compares himself to the â€Å"fabulous artificer† their similar plight reveals itself. The correlation between Stephen’s need to escape Ireland to write, parallels Daedalus’s escape through flight from Crete. Through the correlation between Stephen and Icarus, Joyce was referencing the overconfidence and pride that both Stephen and Icarus had. It is apparent that Stephen is proud yet pretentious especially when conversing with his friends who he feels he has outgrown mentally. Icarus fell to his death because of his overconfidence and pride. This demonstrates Stephen’s willingness to take risks to realize his destiny even if it includes failures. Stephen compares himself to Lucifer in chapter four saying, â€Å"The snares of the world were its ways of sin. He would fall. He had not fallen yet but he would fall silently and in an instant.† Lucifer fell from heaven because of his pride saying, â€Å"I will not serve†. Stephen also full of pride in himself refuses to honor or serve his family, church and his country. This defiance in Stephen demonstrates his strong will to do what he wants with his life. Joyce has used birds as a literary device in â€Å"A Portrait of the Artist as a Young Man† to develop themes and evoke a visual image for the reader. Birds are usually associated with freedom and flight, yet the earliest mention of birds is related to punishment. Dante’s threat that eagles would pick out his eyes essentially comes true in a symbolic sense. Stephen becomes blinded by mortal sin with prostitutes and was then blinded by a life of total devotion to religion. Heron, Stephens boyhood adversary has bird-like features and a birds name, literally picks on Stephen for standing up for his beliefs. Stephen repressed his emotions when confronted with Heron’s attacks. Later when  questioned about his beliefs and ideology by Cranly (meaning crane-like), Stephen expresses his emotions by asserting his strength and independence. Stephen’s epiphany takes place when he walks along the beach and sees the young girl wading in the water. This conjures up the image of a wading bird and it reawakens Stephen’s belief in beauty. Stephen also examines the similarities between Dedalus and himself. The thought of Dedalus flying away to escape his imprisonment reinforces Stephen’s destiny to leave Ireland and pursue a new life of freedom. Joyce may have used the term bat-like to describe the Irish as being blind to the â€Å"nets† of Ireland that repeatedly hold them back and deny them their freedom. Stephen’s reference to the â€Å"bat-like soul† may allude to his dark and secretive desires for women and the mystery that surrounds them. Stephen’s greatest epiphany occurs when he is awaiting news of his acceptance to the University. Joyce has taken two major events in Stephen’s life to transform the character into the emerging artist. Stephen’s decision to deny the life of priesthood and pursue a career as an artist proves the importance of his individuality. Joyce has transformed Stephen’s walk on the beach into a metamorphosis for Stephen. I equate his transformation into an artist to that of a butterfly emerging from its chrysalis. Each stage of Stephen’s life helps to morph him into the artist that he will inevitably become. Stephen discovers that he will leave behind the cocoon of family, church, and country to symbolically fly to his destiny. Stephen’s encounter with the boys that call him by his Greek name triggers his imagination about Dedalus. As Stephen meditates on the mythical figure Dedalus he discovers that it must be his fate to pursue art. He realizes that it is his destiny to create art and sore to greatness. The image of the â€Å"hawk like man flying sunward above the sea† supports Stephen’s â€Å"prophecy of the end he had been born to serve and he had been following through the mists of childhood and boyhood.† Stephen’s journey through life is to be realized through independence and a newly found freedom. His metamorphosis is not yet complete but now within reach. Stephen’s experiences with women in â€Å"A Portrait of the Artist as a Young Man† have always been awkward and laden with moral consequences. His experience with the girl on the tram frustrates him and when he attempts to write a poem about her he is unable to. Stephen’s encounter with prostitutes was morally wrong and he was fraught with guilt. When Stephen decides to confess his sins he devotes his life to religion and praise of the Virgin Mary. He imagines the Holy Virgin joining his hand with Emma’s and attributes saint-like qualities to Emma. Stephen’s concept of women and sexuality had been very misguided to this point. This changes when Stephen sees the girl wading in the water at the beach. Stephen admires her beauty without guilt and experiences a revelation about women and the beauty they posses. The image of the girl delivers inspiration to Stephen the now transformed artist.

Would you expect a stronger anti-union response

Would you expect a stronger anti-union response from an employer in a manufacturing environment or a service environment? Why? By Andres-Su Would you expect a stronger anti-union response from an employer in a manufacturing environment or a service environment? Why? I would expect a heavier anti-union response from the manufacturing industry for a wide variety of reasons. Firstly, because due to the fact there is more market power in manufacturing giving unions more leverage to exact demands from employers.Secondly, Jobs in service industries are generally of a shorter duration, so workers leave their Jobs frequently so unionization is not a high priority. The cost of labor is also higher in service Jobs, so unions have less power. So simply put, there will be a much more anti-union response in the manufacturing industry simply because manufacturing unions have much more power and leverage compared to workers in service industries. Select an organization with which you are familiar, and discuss the possible argaining units that would be appropriate for collective bargaining in its structure.Just because it Just literally happened, I chose MLB (Major League Baseball). Baseball players and owners signed an agreement for a new labor contract Tuesday, a deal that makes baseball the first North American professional major league to start blood testing on human growth hormone and expands the playoffs to 10 teams. The five- year deal collective bargaining agreement makes changes owners hope will increase competitive balance by pressuring large-market teams to rein in spending on mateur draft picks and international signings.Other highlights include: Players will be required to play in the All-Star Game unless injured or excused, Instant replay will be expanded to include decisions on foul lines and traps, subject to an agreement with umpires, Players, managers and coaches may not use smokeless tobacco products during televised interviews and may not carry them in thei r uniforms, Players arrested for DWI will be required to undergo mandatory evaluation, and Players will start wearing improved batting helmets manufactured by Rawlings by 013.Review the arguments for and against the Employee Free Choice Act and the Mandatory Secret Ballot Protection Act. How would you vote? Give your reasons. The Employee Free Choice Act is a piece of legislation that would change federal law in order to, according to the bill's authors; strengthen the rights of workers to unionize. It attempts to do so by changing the procedure by which workers unionize. Currently, union campaigns must secure support from 30% of workers in a company through card-ballots, which subsequently sends the campaign into a secret ballot lection.If a majority of workers then vote by secret ballot to unionize, a union may be certified by the National Labor Relations Board and established. The Employee Free Choice Act intends to change the law so that a union can be created by a majority vote from the card-ballot process alone, avoiding the second process of a secret ballot election. It also establishes stronger penalties for violation of employee rights when workers seek to form a union and during first-contract negotiations and provides for mediation and arbitration for first-contract disputes.

The mega and task environments are external influencers to an organisation Essays

The mega and task environments are external influencers to an organisation Essays The mega and task environments are external influencers to an organisation Paper The mega and task environments are external influencers to an organisation Paper Essay Topic: Kindred 1. Introduction The mega and task environments are external influencers to an organisation and need to be recognised, analysed and managed for the business to experience sustained success and competitive advantage in the market. These external stimuli include factors such as technological, economic and legal-political elements and customers, competitors, suppliers and employees (Bartol et al, 2003).. Organisations must look outside of their behaviour product markets only and include political and social factors, labour training and employment norms and legislation as well as culture and values when making sound business decisions (North, 1990). The elements made up in the mega and task environments are explored in this discussion as they relate to SecurityMail, an organisation specialising in the direct marketing industry. Tony Revell, the Sales Business Solutions Manager at SecurityMail, was interviewed to gain an understanding of the external factors influencing business sales operations at SecurityMail. This discussion aims to analyse the mega and task environmental elements that effect the organisation and whether all the elements are identified as being important. 2. SecurityMail SecurityMail was founded in 1980 in response to a demand for a secure mailing house and is the third largest mail house in Australia. SecurityMail has grown into a sophisticated information systems management business with an annual turnover of $120 million. They employ 700 people at operations in Sydney, Melbourne and Brisbane and their core business activity is defined as data and document management (SecurityMail National Employee Handbook, 2002). SecurityMail has created a niche in the market by providing a personalised service, tailored to meet the individual needs of their customers. They recognise that many clients have specific requirements that may be unique to them or their industry. SecurityMail also recognises that in order to be able to meet the requirements of their client base they must also seek and foster a responsive and co-operative approach from their suppliers (SecurityMail Company Profile, 2001). Tony Revell, the General Manager, Victoria Sales Business Solutions is well placed to observe and comment on SecurityMails relationship with its external environment. Tony joined SecurityMail in April 2001 having come from within the mail processing and fulfilment industry. He has over 24 years management and sales experience in the direct mailing and chemical and scientific industries and also has an MBA and a Bachelor of Business majoring in Economics and Marketing. At Security Mail Tony Revell manages the Sales and Business Development activities and also the Project Management arm of the operations in Victoria (refer to Appendix 1.1 for SecurityMails Organisational Chart). He is in constant contact with the external environment and is required to manage the effects and influences of both the mega and task environments and talked in depth about the effects these environments have on SecurityMails operations. 3 Mega and Task Environments 3.1 Mega Environment The term mega environment refers to the external environment that reflects conditions and trends in the society that an organisation operates within. There are five major elements to the mega environment; technological, economic, legal-political, sociocultural and international. These elements are often external to the span of control of the organisation and as such are often unable to be influenced directly (Bartol et al, 2003). 3.1.1 Technological Element SecurityMails emphasis is on harnessing technology to get information moved intelligently, reliably, quickly and securely. It is therefore paramount that management stay abreast of changes in technology. They do this through memberships on industry groups, journals, suppliers and through information extracted from the market by the sales team and by attendance at overseas trade shows. Continual re-investment of capital into technology and equipment has been essential for the organisation to remain competitive. This re-investment has ensured that SecurityMails products and services are meeting or exceeding the demands of their clients. Many of these new technologies are at the forefront in the market in which it operates. SecurityMail has invested in new equipment harnessing the latest in technology to process client work faster and more efficient than ever before. 3.1.2 Economic Element Tony Revell concluded during his discussions that the economic element does have an important impact on the operations of SecurityMail. The importance extended to national issues such as inflation and interest rates. This effect was felt recently on market forces impacting the financial services segment. Declining share prices of some of their major clients impacted the clients marketing dollar and as such SecurityMail experienced reduced marketing campaign work, a factor of which they could not exert control over. 3.1.3 Legal-political Element The organisation functions under the required legislation governing the operation of companies within Australia. This does not have a huge impact on the operations of the organisation but does still play a factor in its business decisions and application of corporate governance. The new privacy legislation that became effective in December 2001 impacts the ways in which SecurityMail can store, transfer and use the data it collects from its clients. The impact felt was relative to new processes of operation it had to adopt to comply with the legislation but has now just become part of the way the company does business. Positive legal and political impacts have been felt through the deregulation of the financial, telecommunications and utilities markets. Changes impacting SecurityMails clients through political and legal changes has created additional growth opportunities for SecurityMail. Client legislative requirements can impact the operations of SecurityMail such as legal mailings advising customers of a bank rate change. This form of communication is legislated and equates to penalties being imposed to the financial institution if mail is not received by customers by a pre-determined date. The legal environment experienced by its clients is therefore transferred to SecurityMail. The organisation recognises that it must keep abreast of legal and political changes in the external environment to ensure it complies with relevant legislation and reacts to identified business opportunities. It also must keep abreast of the legal and political factors experienced by its clients to ensure customer satisfaction and loyalty and the avoidance of penalties. 3.1.4 Sociocultural Element The sociocultural element focuses on the attitudes, norms, values, beliefs and behaviours of the demographic region in which an organisation operates (Bartol et al, 2003). As SecurityMail only operates within Australia the impact is not seen as having a major influence on SecurityMails operations. When questioned further Tony Revell elaborated on regional sociocultural elements impacting the organisation: * The adoption of flexible work practices to accommodate demands in society for family friendly employers. * Recognition of language barriers and systems for overcoming these for the unskilled manufacturing labour force. * Challenges in the future with the introduction of new technology. Additional training resources will be required by the organisation to skill up its blue-collar workers. * New technology will also require labour with higher skills sets which will be harder to draw upon in the local area. * Occupational Health Safety issues with an ageing mostly female blue-collar workforce. 3.1.5 International Element This element was not seen as having a major impact on SecurityMail. The only international dealings relate to information seeking regarding new technologies and equipment. There is no move at this stage for SecurityMail to enter the international arena. 3.2 Task Environment The second external environment segment impacting on organisations is the task environment. The task environment encompasses the elements an organisation must deal with when interfacing during the course of conducting its business. Elements included in this segment are customers and clients, competitors, suppliers, employees and government bodies. As organisations confront these elements during the course of its operations the organisation is more likely to have an impact on these elements rather than those in the mega environment (Bartol et al, 2003). 3.2.1 Customers and Clients SecurityMail has a diverse client base interacting with blue-chip companies in the financial services, telecommunications, utilities and advertising sectors. Since SecurityMails inception it has been their aim to provide a customer oriented service that meets the changing needs of their clients and to create a total solution that is integrated, flexible and cost effective. They have created a niche in the market by providing a personalised service, tailored to meet the individual needs of their customers. SecurityMail works closely with their clients to ensure that requirements are understood and met and that service level agreements are both reflective of the needs of the client but also the resourcing and capacity levels at SecurityMail. Regular work in progress and client meetings are held to discuss the progress of campaigns and redevelopment work and also to address quickly any issues that require resolution. The organisation also conducts regular customer satisfaction surveys and has implemented a corrective action system to ensure any client complaints and non-conformances are communicated to senior management and are acted upon in a timely manner to achieve the best outcome for both the client and SecurityMail. Each client in excess of $50,000 has a dedicated Account Manager to service their needs and add value to their operations thereby cementing further the relationship with SecurityMail. SecurityMail manages many customer relationship programs for their clients and therefore has the opportunity to observe and adopt best practice in terms of customer relationship management principles practiced by blue-chip Australian companies. The relationship between SecurityMail and its clients is seen as having the utmost importance to the sustained success of the organisation. 3.2.2 Competitors There are many players in the mail processing industry but only five organisations who compete in SecurityMails market space and competition is fierce for new work. The market is not boyant with most work available being already won by various mail houses. New opportunities are obtained via official tender processes when contracts expire, outsourcing (of which there are not many companies who have not outsourced their direct mail needs), and company acquisitions. Competitive advantage in most cases comes down to price and service. Customer retention is a quality and customer satisfaction issue. There is little technological differentiation in the industry with no new major players surfacing for several years due to the high capital required because of the costs of technology and equipment. The mail processing industry is highly competitive and new initiatives do not remain secret for too long. Industry gossip is rife. Information on competitors is sourced predominately from personal contacts but also from the market, industry journals and publications, published materials such as annual reports, stock market reports and market research. SecurityMail is aware of the activities of their competitors and conducts various benchmarking, pricing, efficiency and customer satisfaction exercises to obtain a competitive advantage. 3.2.3 Suppliers SecurityMail is always looking to strengthen its portfolio of offerings through strategic relations with key suppliers and partners. Partnerships with suppliers exist across all aspects of the service offerings of SecurityMail. Suppliers provide service and maintenance agreements on all equipment and also provide letterhead and envelopes and printed marketing material and receive outsourced work that SecurityMail is not able to process in-house. It is imperative that these relationships are nurtured as the service provided by their suppliers impacts on the ability of the organisation to meet service level agreements with their clients. The performance of all suppliers is monitored and preferred supplier agreements are set up to ensure that the organisation receives the most cost effective, efficient and reliable service possible from their suppliers. Clients are encouraged to allow SecurityMail to source items for them such as letterhead which it does through their preferred supplier s. This ensures that SecurityMail not only makes margin on the purchase but also allows SecurityMail to control the process. 3.2.4 Labour supply and the importance of managing diversity The attraction and retention of skilled personnel is of high importance to SecurityMail. One of the organisations aims is to become an employer of choice. Career development and mentoring programs, competitive remuneration, training and development opportunities and employee benefit packages have been developed to both attract and retain staff. The mail processing industry is highly specialised and as such it is difficult to source experienced staff. The aim is to retain experienced staff and develop the skills of less experienced staff. As the organisation adopts new technologies more highly skilled staff will be required. Sourcing initiatives will need to be developed to attract potential staff from outside the local area due to a lack of the skill base available in the community within which SecurityMail operates. SecurityMail enjoys harmonious relations with the AMWU (Automaotive, Food, Metals, Engineering, Printing and Kindred Industries Union). This relationship is of high importance to the success of the organisation and will continue to be developed and fostered to promote opportunities for labour force flexibility such as weekend shift work and twelve hour shifts. 3.2.5 Government Agencies SecurityMail interacts with various government agencies such as employer organisations, WorkCover and the Australian Tax Office. Interactions with these bodies are seen as being a necessary activity in the operations of SecurityMail but is not seen as being a concern in the sales process. 4 The Importance of the Mega and Task Environments Tony Revell recognises the important part each external factor has to play in the operations of SecurityMail. The only factors not viewed as being important to the sales process were government agencies and the international element. Interactions with government agencies were viewed as being a Finance function and not related to the sales process. The organization still views the element as being important but it does not impact upon Tony Revell and his team. The international element is not relevant to SecurityMail as the company only operates within Australia. Mr Revell conceded however that if operations moved off-shore then this element would become an important consideration for SecurityMail. The ability to grow and prosper in the external environment is recognised as not being the documenting of a list of policies or institutional structures but rather an ability to incorporate external stimuli into coherent internal systems (West, 2001). SecurityMail has adopted this practice and incorporates the threats and opportunities of all of the relevant factors of the external environment into their operations. 5 Conclusion Since SecurityMails inception it has been their aim to provide a customer oriented service that meets the changing needs of their clients. They have to continually respond to the increasingly complex demands of the markets in which they operate. The increasing trend during recent years to out-source non-core activities together with technological advancements has seen those demands become more time critical and sophisticated in their application. All aspects of the external environment need to be monitored for any business to experience sustained success and competitive advantage in the market. This is recognised by SecurityMail and the success of this approach has resulted in them enjoying continued growth and expansion. Monitoring the external environment has also enabled them to keep abreast of changes and opportunities within their industry and to continue to expand and improve upon their product and service base.

How To Attack SAT Essay Prompts and Raise Your Score

How To Attack SAT Essay Prompts and Raise Your Score SAT / ACT Prep Online Guides and Tips The SAT essay is very different from any essay you’ll be asked to write in school. One key part of mastering the SAT Writing section is understanding how SAT essay prompts are structured. Join me as I (figuratively) dissect an SAT Writing essay prompt!

Analysis of the Marketing Strategy of Apple Inc Dissertation

Analysis of the Marketing Strategy of Apple Inc - Dissertation Example The death of Jobs in 2011 has left Apple’s stakeholders, its many avid followers, and the business community in a state of uncertainty about the company’s future and its ability to sustain continuous innovation as it had under Jobs. The dissertation aimed to examine the marketing strategy and related systems that are responsible for the success of Apple, Inc. since 1997. The objectives included an assessment of the fundamental changes in Apple under Steve Jobs, the marketing systems and corporate strategy supporting its most successful products, the analysis of Apple’s competitive strategy compared with that of Microsoft, its longest running and most important competitor, and an analysis of the likely prospects of the firm moving forward. A review of academic literature was undertaken on market strategy and the related topics of strategic management and planning competitive strategy, innovation management and change management. Its purpose was to explore theoretical frameworks which may support an analysis of Apple’s case relating to these topics and market strategy in particular. The theories aided in the assessment of the secondary data gathered from reports and online sources dealing with Apple’s market performance in the period 1997 to 2011, with particular attention given to the market success of the iMac, iPod, iPhone and iPad in the period 2005 to 2011. Attention was focused on corporate strategy, specifically the Digital Lifestyle vision of Jobs which gave rise to the Digital Hub strategy in its innovation management. ... Steve Jobs provided the foresight, the inspiration and the motive force behind Apple’s recent successes, and there is every indication that given the leadership style of the new CEO Tim Cook that balances corporate and innovative strategies, Apple will continue to be successful into the future. Table of Contents Abstract 2 Chapter 1: Introduction 6 1.1 Background of Study 6 1.2 Steve Jobs & the Apple Story 7 1.3 Marketing & Strategy at Apple 8 1.4 Industry Dynamics 9 1.5 Research Aim 9 1.6 Motivation for this Research 10 1.7 Scope and Delimitation 10 Chapter 2: Review of Related Literature 11 2.1 Overview 11 2.2 Strategic Management 11 2.4.1 SWOT 13 2.4.2 PESTEL 14 2.3 Marketing Strategy 14 2.4 Competitive Strategy 18 2.5 Change Management 20 2.6 Innovation Management 23 2.7 Synthesis 26 Chapter 3: Research Methodology 28 3.1 Overview 28 3.2 Research Approach 28 3.3 Data Collection & Analysis 29 3.4 Research Validity and Reliability. 30 3.5 Limitations of the research methodol ogy 31 Chapter 4: Results and Analysis of Results 32 4.1 Overview 32 4.2 Fundamental changes undertaken by Steve Jobs, 1997-2005 32 4.3 Marketing systems and corporate strategy, 2005 to present 35 4.4 Discussion of Marketing strategy, Innovation management, and Change management 38 4.5 Competitor analysis of Apple vs. Microsoft 41 4.6 Future implications of the existing strategy of Apple 46 Chapter 5: Conclusions and Recommendations 50 5.1 Overview 50 5.2 Summary of findings 50 5.3 Conclusion 52 5.4 Recommendations 53 5.5 Directions for future research 54 Bibliography 56 Chapter 1: Introduction 1.1 Background of Study The year 2009 was marked by of one of America and the world's worst financial crises, which became known as the Credit Crunch or the Global Financial

Comparison the methods of the back up in ( Macintosh Apple and Windows Literature review

Comparison the methods of the back up in ( Macintosh Apple and Windows ) - Literature review Example In any computer system, one of the most important aspects is to maintain effective backup. In computer, any kind of threats can damage the important files and valuable resources. Internal factors such as power fluctuations, faults in hard drive and system conflicts among other aspects can endanger the data. Moreover, several external factors such as fire outrage, flood or earthquake can also threaten the valuable data. In traditional times, people usually maintained data on paper and thus, they were only concerned about external threats. Besides, most people also did not make copy of every record, thus the loss was devastating. However, in present days, the data is recorded in a digital format, making it vulnerable to both internal as well as external threats. Nevertheless, the digital information has allowed for simple procedure of data back up in multiple places by using different applications1. According to Vesperman (2002), information in computer is stored in hard disk. Hard disk has moving components and the data in hard disk can wear out sooner or later. Thus, there is a need for maintaining copy of data in other places2. Backup is regarded as the representative copy of data. This copy comprises vital parts of system such as control files and data files. When the original data is lost or corrupted by any external or internal factors, the backup file is used to restore the physical files. In any catastrophic incident, database backup is considered as the prime method to successfully recuperate the data. Furthermore, restoring and recovering data from backup files can be operationally beneficial3. There are a variety of media that can be used for backup such as CDs, DVDs and removable disks among others. The backup media arrives with software which requests for the data users desire to backup. According to Ruggiero & Heckathorn (2012), disk based storage system provides quick backup and restore

Health care sector Essay Example | Topics and Well Written Essays - 500 words

Health care sector - Essay Example Core Medicos has thus implemented a multi dimensional, extensive marketing policy which helps us achieve various goals. Our marketing experts leverage technology to the fullest and exploit all sorts of mediums to reach out to the masses. Whether it is print, electronic or online or marketing pros use them in the best possible manner to achieve effective communication with our target clients. At Core Medicos we aim at adapting a global marketing plan. Our marketing plan is not only aimed at our promotion, but also at spreading awareness about various aspects of health and hygiene. We have spearheaded various campaigns on essential health procedures, vaccinations etc. This multi purpose plan not only helps us in getting in contact with our customers effectively but also in realizing our mission of eradicating various ailments. Our action plan has given a great impetus to the health sector as a whole. Not only in terms of technology, Core Medicos has also pioneered numerous successful campaigns and initiatives in the filed of research and development. Our multi purpose strategies not only help us in achieving our various financial and social targets but also in contributing effectively towards development in health sector. Health sector is an extremely dynamic sector which requires constant action towards updation and improvement in various regards.

The Pakistani Stock Market and its Analysis

The Pakistani Stock Market and its Analysis In this report we will be giving an overview of the Pakistani Stock Market with specific emphasis on the Karachi Stock Exchange (KSE). The history of the Stock Market will be provided, along with an analysis on the major spikes in the market and the reasons for these spikes. The major sectors contributing to the Stock Exchange Market are also highlighted in this report. Moreover, the Stock Markets role in the growth of the economy along with market indicators will also be discussed. The Last objective that we will be covering in our report would be to identify the factors which affect the performance of the Stock Market. The time frame that this report will cover will be between January 2001 and December 2009. Overview The Pakistan stock market has three major listings: Regular Days Timings: Pre- market sessions from 09:15am to 09:30am and normal trading sessions from 09:30am to 03:30pm. The Karachi Stock Exchange (KSE) The Lahore Stock Exchange (LSE) The Islamabad Stock Exchange. (ISE) The ISE was incorporated as a guarantee limited Company on 25th October, 1989 and became fully operational on August 10, 1992. In 1997 ISE it introduced an automated trading system (ISECTS) and later changed it to ULTRA TRADING system in 2002. Presently ISEs turnover has reached 1 million shares per day and has 118 members.  [1]   Another stock exchange in the Pakistan stock market is the LSE, which is the first automated stock exchange of Pakistan, is also the second largest stock exchange of Pakistan. It was established in October 1970 and currently has 519 listed companies from 37 sectors of the economy. The total market capitalization is approximately Rs 2746.325 billion.  [2]   The last stock exchange in Pakistan is the KSE, which is the largest stock exchange in Pakistan and was established on September 18 1947 and was incorporated on March 10, 1949 in order to maintain the interaction between the lenders of capital such as savers and investors and borrowers of capital such as government and companies. As individuals had excess amount of cash and were looking at options to gain more money and while companies were seeking for investors who would invest in there firm to increase capital. Karachi Stock exchange provided them with a platform to allow the business to take place between them with benefits being enjoyed by both the parties. The stock exchange started with 5 companies with a paid-up capital of 37 million. Trading use to took place through the open out cry system on pits on the trading floors. The first index introduced by Karachi Stock Exchange was the KSE 50 index. In 1991 foreign investors were given the opportunity of operating in the secondary capital market and also due to the privatization policy in Pakistan the development of the Karachi Stock Exchange accelerated. The KSE 50 index was removed as it was not truly representing the stock markets performance as a result in 1991 the capital weighted KSE 100 index was launched. It started trading through the computerized trading system Karachi Automated Trading System (KATS) since 1997. In 2005 online trading was also introduced making it more easy to use for investors. Membership of KSE is fixed and limited to 200 members, which can include individual, corporate and foreign entities. Prospective members have to buy membership from existing members and the price is negotiable between the buyers and sellers  [3]  . The most dominant sectors in the Pakistani market are the Oil and Gas exploration and distribution companies such as OGDC, POL, PPL, and PSO. Fertilizer manufacturing firms are also important companies in the market. These would include ENGRO and FFCG. Moreover, other sectors which make up a major chunk of the stock market are telecommunications (PTCL), power generation (HUBCO) and commercial banking sector (NBP, Standard Chartered and MCB)  [4]  . KSE has a total listing of 650 companies as of 2010, with a total market capitalization of Rs 2,890 billion at the end of March 2010. At the moment the stock exchange trades on 4 indices of which two are world known indices which are KSE 100, KSE All Share Index and the other two are KMI 30 and KSE 30. KSE, being the leading stock exchange in Pakistan trades ordinary shares, preference shares, redeemable certificates and term-finance certificates such as corporate bonds, and since 2003, futures trading in some active stocks also started. KSE also wants to have wide based investor participation. This would help in dealing with them more easily and would increase the efficiency of the stock exchange. It wants to become a Hub for capital funds this would be done by increasing the float of existing trade companies. It also wants to introduce cross-border listing of companies and the trading of indices would also take place through cross-border listing. Market Indicators: There are three indicators that show how well the economy is doing presently or is going to do in the future. Investors use these indicators to make their investment decisions. These three indicators are: Leading Indicators: These indicate future events and the Stock Market is a part of this. They are assumptions into the future. The Stock Market is a leading indicator because the stock market usually begins to fall before the economy starts to fall, and the Stock Market becomes better before the economy comes out of a recession. These indicators are very important for investors because they predict what the economy is going to be like in the future and thus influence investment decisions. However they are only short term predictors of the economy. Lagging Indicators: This indicator is one that follows an event. The most important lagging indicator is unemployment. It has the ability to see if a pattern is occurring or about to occur. If the unemployment rate is increasing steadily, then this indicates that the economy is doing poorly. Coincident Indicators: This indicator occurs at approximately the same time as the conditions they denote. They change at the same time as the economy or the stock market. Personal income is a coincident indicator; high personal incomes indicate a strong economy. GDP is also a coincident indicator. Affects of KSE on the economy: One of the main goals of KSE is to reflect Pakistans economic health by providing an efficient, fair and transparent Securities Market. Therefore KSE plays a leading role in the growth and development of Pakistan. The GDP and the components which contribute to calculating the GDP show that when they are of positive value, the GDP will be good. These components will only be positive when the people are consuming and/or saving, when there are investment opportunities etc. all this reflects the KSEs functionality. If KSE is functioning in a good condition, stock trading is been done in numbers, then consumption and investment in Pakistan is increasing. Thus, we can say that it is the KSE that enhances and pushes up the activities of Pakistans economy. It is through KSE that many major companies have succeeded in traveling the long journey to success. Through this Market (KSE) businesses issue stock to raise money in order to finance expansions and also, when there is a need of additional capital in order to operate successfully. The common term for such financing is Equity Financing. How does this all affect the economy then? It is through these stock issues by businesses and companies that give investors an opportunity to invest in a moderate risk instrument. When companies will issue stock in order to expand its operation and investors will buy stock; it will automatically give a boom to the economy through creating employment opportunities in a country through which production and consumption in the economy increases. The unemployment rate for Pakistan, which is steadily declining. One factor contributing to this decline is the Stock Exchange.  [5]   The money which could have been lying idle in the saving accounts or in idle deposits with the bank is now being invested to promote business activity. It is also benefiting several economic factors such as commerce, industry and agriculture. People who used to save money because of lack of investment opportunity now are investing that money in stock markets. KSE being the highest tax payer in Pakistan contributes a large sum of money in the economy where the listed companies also contribute 10 percent of total revenue collected by the Government. Even the KSE brokers contribute about 50 percent of their profits by paying taxes on them. Lastly the investors who also pay 10 percent of their dividends as taxes. All this money goes to the government who further invests it in the economy. KSE also provides opportunities for investments to the small investors. Those investors, who either love to be an owner of the company or stay home or earn profits, get benefited by investing in Stocks. Any one whether big or small stock investor can invest in KSE. In short KSE provides the small investors to own stock of the same firms as large investors. In terms of share prices and their demand and supply all stock markets are fluctuating markets. Share prices tend to rise or remain stable when the economy is either growing or is stable. And when an economy is going through hard times like depression, recession or financial crisis the stock market tends to crash down. Through fluctuation of KSE stock prices we can say that the market plays a vital role in the growth and downfall of Pakistans economy. With the emergence of KSE, it has attracted many foreign investors who have been investing large amounts of money in Pakistans stock markets and especially Karachi Stock Exchange (KSE). This has given a boom to the economy in the early days when foreign investment was started in Pakistan. Beside the factors mentioned above there are other factors that affects the KSE and eventually the economy. A very small number of the population of Pakistan is actual participant of KSE. Trading is done by a few major investors who are the market makers. They tend to manipulate the market for their own good more then actually making it for others. This creates volatility in the market causing it to crash down at times. Other related factor is the small number of investors who invest usually by following the price trend which is decided by the market forces i.e. the supply and demand. The demand and supply eventually reflects the trading of stocks which reflects the economy of Pakistan. Recent events and incidents concerning internal security situation and political uncertainty have hurt the trading of stocks and KSE. Indirectly the economy also suffered because of this. As Pakistan is largely dependant on global economies, it suffers when countries like US and EU are going through recession phase. Stock market loses its trading activity which was being done by foreign countries. When theres less foreign investment, KSE Index tends to fall. If this goes on for long then the economy gets affected negatively. Lately many investors have shown interest in Mutual funds which is why it has become an important player in Karachi Stock Exchange. Though its true that mutual funds are the least risky investment, but when the market crashes down due to some reason, the ones who invested in mutual funds face losses. This is because when some variables like recession, political or economic situation of the country, war, inflation etc. affect the market, they also affect the entire range of stocks. The type which is traded in stock market is closed-end Mutual Funds, price of which is determined by the demand and supply of the shares. This is the reason why the investors suffer losses when market crashes down. Analysis: In 2001, the KSE index had grown to 1770 points after its introduction with a base of 1000 points in 1991.  [6]  On September 11, 2001 when two planes crashed into the world trade center in New York, there was a slight effect on the Pakistani market, even though it was not very pronounced the stock market still remained closed for 3 days and opened with the introduction of new circuit breakers to check volatility. The index fell from 1255.99 points to 1208.3 points, and continued falling for a few days as an aftermath of the event. In October 2001, KSE reported a 33% increase in its index for the month owing to a resolve in the Crescent Investment bank overexposure and also positive financial indicators for Pakistan such as a debt write off and a reduction in interest rates. The market again fell from May 18 to 20, 2002 when there was a tension in the Pakistan-India border, resulting in a loss of 252 points in the index. Moreover the short comings of the COT system which promoted overtrading by investors as well as sudden withdrawal of funds from COT financiers contributed to the sudden loss in the index. In 2002, KSE experienced phenomenal growth in the market (an increase of 92%) because of the effective macro economic policies that the government implemented. KSE got the title of The best performing market amongst the leading stock markets of the world as Pakistan and Srilanka were the only two countries in Asia to not report a loss in that year. The bullish economy was present because of a number of reasons which include an increase in interest of foreign investors in the market. The start of 2003 however was bearish because of the Iraq crisis which bought uncertainty in the market. Moreover high leverage and over bought positions in the carry over market by speculators increased uncertainty. Because of speculation, those who had bought the stocks through borrowings, started panic selling them to make a large profit and which resulted in a sharp fall in the KSE index. However when the uncertainty of the Iraq war crisis reduced, the market recovered significantly along with anticipations of favorable future relations with India. Moreover, the announcement of the budget and the successful visit of the Pakistani president to the USA boosted investors confidence, and 2003 ended with the KSE all time high index of 3402 points. The 2003 boom continued till the mid of 2004 and resulted in an index of 5620.7 on 16th April 2004. Moreover a record turnover of a billion shares was also seen on this day. During the year KSE continued to perform well and has succeeded in doing so because of various reasons such as the continuation of sound macro economic policies by the government. By 2005, due to a period of robust growth the index had skyrocketed to 9,989 points. After hitting a peak at an approx of 10303 points, in March 2005, we see the Karachi 100 index of the Karachi stock exchange falling back into instability till the end of May 2005 (30/may/2005 @ 6707.56 which was the 2005 market crash). On 8th October 2005, Northern parts of Pakistan were hit by an earthquake which devastated the country and led to the stock market declining sharply. However some sectors actually increased trading such as cement, food, and banking sectors because investors believed in a positive future outlook. We analyzed that there were two kinds of responses that investors give out whenever the economy of Pakistan hits a political or law and order crisis either there is a marked indifference or there is a marked difference. According to Bloombergs researchers, the KSE is affected positively when the investors, both local and foreign take an action when they believe that the country holds promise. The index takes a negative turn when investors pull out from the market, or when there is more supply and less demand, as the economy or one major player as a whole takes a downturn. In 2006, rising gold prices made the investors transfer their money from stock to gold which was just one of the factors why the KSE reached from 12000 points only to sink to 9600 points. Foreign buying interest had been very active on the KSE in 2006 and continued in 2007. The KSE underwent through a fall in 2008 mostly because of the global financial crisis and partly due to the domestic situation in the country. The index plunged in 31 December 2008 to 5685.01 from the record of 15,676.34 on April 18, 2008. The once thriving KSE-100 index of over 15676 points now went at a record low around 9,187 on 21 November 2008 where the KSE put a floor price for stocks to keep it from plunging down. The index froze to 9187.1 points till 14 December 2008. After resuming trading however the index only managed to further slope down from 15 December 2008 onwards. It only stopped going down after it hit a new low at 4815.34 points on 27 January 2009 and from then gradually started to recover throughout the entire 2009. As said, the fall of stock market fall of 2008 contributed to a few things. First the domestic troubles caused by regime change lack of political stability in Pakistan, convinced a lot of people that Pakistan was not much of a land of opportunity. Then with the global crisis, Pakistan too was affected. The credit default swap rose causing Standard Poors and Moodys to lower its ratings to a negative for Pakistan and putting altogether more pressure on the Pakistani Currency. And with foreign reserves falling by more than 60 percent, investors both local and foreign thus started to believe that the country which was under so much debt will soon if not immediately will start to default. The countrys CPI too spiked high, and though the State Bank of Pakistan tried its best to enforce a tighter monetary policy, it still failed. Eventually all these factors caused increasing inflation and current account deficit. High inflation and high interest rates for the major players meant cutting down cost, most companies then suspended their growth plans till the economy stabilized. But this also meant unemployment. For investors, spending cost increased and saving and investment cost decreased. Foreign investors seemed alarmed and took Pakistans weak economy not very attractive.  [7]   Factors Affecting KSE: Karachi Stock Exchange (KSE) is affected by number of factors directly or indirectly. Some of the major factors are: Interest Rates Inflation Monetary policy Foreign Direct Investments Law and order Interest Rates The cost of borrowing money, and they have a huge impact on KSE especially short-term interest rate; the Stock Exchange is basically a place where an individual can invest his/her money to gain profit by taking a risk. On the other hand depositing in bank also has its advantages, such as getting a fixed return on the money that is deposited through the interest rates, and has its negatives such as low interest rates. An investor wants a high interest rate on his deposits for the money that he deposited initially as compared to a low return through a low interest rate. Thus when the interest rates decrease, investors find investing in stock exchange more attractive than keeping their money as deposits in bank and earning very a very low return on the amount they deposited. However when interest rates increase; potential investors would find depositing their money in banks more beneficial, and not invest in the KSE, thus creating fluctuations in the market equilibrium constantly. Moreo ver, to find out the value of future dividends, investors must discount them and find out their present value and what they are worth at this point in time. A high interest rate would make the future dividend values less valuable in todays Rupees; and would decrease the value of the stock. Inflation Rate Inflation is one of the biggest threats to the economy, and is increasing steadily in Pakistan, being 9% in 2005, 7.9% in 2006 and reaching as high as 25% in 2008 after the increase in global petrol prices. When inflation occurs individuals are more concerned with spending rather than saving, and thus would not use the money to invest in KSE. Net earnings of the company determine the price on the stock market. When it is speculated that the company will have high earnings then the stock prices of the company would increase. When it is estimated that the company is not going to perform up to par, then its stock prices fall. The prices of the stocks are directly proportional to the earnings of the company. Thus an increase in inflation will cause the revenue of the country to fall, and thus affect the stock prices negatively. A decrease in inflation would cause the opposite shift. Monetary policy: The monetary policy of a country is used to achieve the objectives of the government by adjusting the amount of money being circulated in the economy through OMOs, the discount rate, or through the reserve requirement. Unanticipated changes in the monetary policy increases the risk premium on stocks for a certain period. This either increases the riskiness of stocks; it reduces the willingness of investors to hold risky stocks, or both. When the monetary policy is tightened (the money supply is reduced in the economy) it causes investors to see stocks as being more risky and thus they demand a greater return on their investment for investing in the stock market, and eventually it drives down stock prices. A tight monetary policy reduces the financial buffers of an investor and increases the exposure of investors to future shocks in the market. The affect of monetary policy only affects the stock market to a certain extent. Foreign Direct Investments Stock market liberalization is when the countrys government decides to allow foreigners to purchase stocks on that countrys stock exchange. In Pakistan, the stock market was liberalized in February 1991, which attracted foreign investors, and foreign direct investment and indirect investment started which had a positive impact on the stock market as well as the Pakistani economy. When more investors entered, the risk premium on stocks fell, and because of the increase in the demand competition of the stock market, stock prices rose. As the foreign currency inflows increased, there was an increase in supply which caused the Pakistani rupee to appreciate. This increased the prices of the shares and improved the foreign exchange reserves. Stock liberalization reduces the cost of equity capital of the country because it divides the risk between domestic and foreign investors. There is no restriction on foreign ownership of stocks except in life insurance companies. The net portfolio inve stment starting July 2009 stood at $431.93 million in Pakistan. Moreover, the amount of overseas investment in the local stock market increased to 9% in 2009. Law and order and Natural disasters: Karachi Stock Exchange is affected to a level by the law and order situation in the country, and the affect depends upon the severity of the crises. Investors invest in KSE thus a huge factor of risk is present, when you see the current situation of Pakistan, especially Karachi, where there is huge chaos when we talk about Law and order. Bomb blasts in Pakistan have a very minimal amount or no amount of affect on KSE due to the reason that this is now a routine of Karachi and Pakistan. If we see last 5 bomb blasts, it does not have any affect on KSE.  [8]  However as we can see Natural disasters do have a huge affect on KSE. According to the report regarding the earthquake in 200 the trading was bearish. This is because companys were investing more on revamping the earthquake victims rather than growing, many employees of various companies had family members, or their own homes affected and destroyed in this disaster; thus shortage of labor reduces the production of company. If the production of company is slow then it becomes dull for investor to buy shares of that company, and thus the trading on the stock market declined. Moreover, the import of earthquake relief items such as tents and plastic sheets caused an increase in the trade deficit of Pakistan. All these factors made investors less willing to invest i n the stock market. Appendix Table 1: Table 2: Table 3: Date of the bomb blast KSE 100 Index Before On the day After 28th December 2009 9,422.23 Closed (due to various holidays) 9,507.95 5th February 2010 9,769.73 Closed (due to public holiday) 9,809.98 30th April 2010 10,454.63 10,428.12 10,389.46 10th June 2010 9,678.38 9,379.78 9,471.12 7th October 2010 10,029.36 10,191.68 10,260.48 Table 4: Table 5: Table 6: Table 7: Table 8: